For years, Bizcap’s Line of Credit has been one of the most sought-after funding solutions for businesses across Australia, New Zealand, and the UK. 

Now, we’re thrilled to bring it to Singapore’s small and medium-sized enterprises (SMEs), giving business owners fast, flexible and ongoing access to up to $300,000 in funding.

Why this matters for Singapore SMEs

Singapore SMEs face unique challenges: navigating seasonal fluctuations, bridging cash flow gaps, and capitalising on time-sensitive opportunities. 

Traditional bank lending often falls short – weighed down by rigid structures, lengthy applications, and limited flexibility.

That’s why we’re excited to introduce a solution that’s already proven indispensable in other markets: a line of credit that adapts to your business needs.

Bizcap’s Line of Credit is designed to give businesses flexibility, convenience, and control. With our redraw facility, once you’ve fully repaid your original line of credit, you can redraw the same loan amount without going through another application, saving you time and effort. 

Funds are easily accessible through Bizcap’s secure client portal, giving customers the ability to tap into working capital with same-day access when they need it most. 

Plus, with early repayment discounts, customers are rewarded for paying back sooner, making it a cost-effective option for businesses that want to manage their cash flow smartly.

At a glance, these are some of the benefits of Bizcap’s Line of Credit:

  • On-demand access: Draw down funds whenever you need them.
  • Only pay for what you use: Interest applies only to the funds accessed.
  • No need to reapply: Once approved, businesses can continue to use the facility again and again.
  • Aligned with cash flow: Repayments are flexible and structured to suit your business cycle.

This is funding designed to work with you, not against you.

A product proven globally, now in Singapore

In Australia, New Zealand, and the UK, Bizcap’s Line of Credit has quickly become a favourite among advisers and business owners. It already represents more than 40% of deal volume in some regions, with utilisation rates exceeding 150%, thanks to repeat drawdowns and strong word-of-mouth referrals.

Advisers trust it for its fast approvals and transparent support, while business owners value the ongoing flexibility without the hassle of reapplying. Now, Singapore SMEs can experience the same benefits.

“The Line of Credit has been one of our fastest-growing products globally. It’s a cornerstone for SMEs who need flexible, reliable funding, and we’re excited to see it play the same role in Singapore,” said Rebecca del Rio, Bizcap’s Chief Revenue Officer.

‍Joseph Lim, Managing Partner at Bizcap Singapore, adds: “We’ve listened to the challenges local SMEs face – speed, red tape, and limited flexible funding options. This product is our solution: reliable, ongoing access to capital without the usual friction.”

Supporting SMEs and their advisers

Bizcap works closely with advisers and brokers to expand access to capital for a broad range of businesses. 

Our local credit specialists take a holistic view of a business’s financial health – not just credit scores – and provide tailored support to partners throughout the referral process.

Ready to power your business with a line of credit?

With up to $300,000 available, same-day approvals in principle, and flexible repayments, Bizcap’s Line of Credit is built to give Singapore SMEs the confidence and cash flow they need to grow.

Learn more and apply today.