The challenge:

A long-standing dental clinic in Singapore was experiencing a strong rise in patient demand. Even with multiple locations already in operation, their capacity was at its limit and they needed to add chairs and expand their space to remain competitive in the market.

They were looking for a funding solution that was fast, straightforward and flexible enough to support their growth plans while keeping their cash flow healthy.

The Bizcap difference

After a fast but thorough assessment, Bizcap approved the clinic for a $150,000 Line of Credit within 24 hours, giving them next day access to funds without the delays and paperwork that often come with traditional bank loans. The flexibility of Bizcap’s Line of Credit made it the right solution, allowing the clinic to fund its expansion step by step while maintaining control of its finances.

Why Bizcap’s Line of Credit was the right fit:

  • ‍Fast access to capital: approval in principle the same day, with funding available in as little as 24 hours‍
  • Flexible drawdowns: the clinic was able to draw only what was needed at each stage of its expansion‍
  • Interest efficiency: interest applied only on the amount drawn, helping them manage cash flow‍
  • No reapplications: additional draw downs could be made at any time, without the need for a new application‍
  • Tailored for SMEs: purpose-built to support growing businesses facing cash flow gaps or time-sensitive opportunities

This solution gave the clinic the ability to expand at its own pace, protect its cash flow and keep additional funds available for future projects.

The outcome

With their Line of Credit in place, the clinic drew $75,000 in a single transaction to kickstart their expansion activities. This allowed them to expand the capacity of the practice by adding  treatment rooms and serving more patients, while only ever borrowing what was necessary.

The remaining limit stays open for whenever they choose to use it, giving them the flexibility to plan the next stage of growth without going through another application process.

About Bizcap’s Line of Credit  

Bizcap’s Line of Credit gives Singapore SMEs access to up to $300,000 in flexible funding. Businesses can draw funds when needed, pay interest only on what they use and access additional funds without reapplying.

Approvals take as little as three hours, with same-day funding available, making it a practical solution for managing cash flow or funding growth quickly.

Partner benefits

Bizcap’s Partner Portal gives brokers and advisers clear visibility over their clients’ facilities.

  • See how much each client can draw down
  • Track drawdowns and repayments as they happen
  • Access clear, real-time reporting on lending (including re-engagement)

This transparency helps partners build trust and support their clients with confidence.

Help your clients unlock flexible funding for their next stage of growth, and grow your commissions while you’re at it. Email us today to get started on partners@bizcapfunding.sg